Loan Calculator

Calculate monthly and total repayment amounts

Loan Details

Enter your loan parameters to calculate monthly payments

₹10K₹5,00,000₹50L
1%10% per annum30%
1 Year15 Years (180 months)30 Years

₹5,373

Monthly EMI Amount

Loan Summary

Principal Amount:₹5,00,000
Total Interest:₹4,67,145
Total Amount:₹9,67,145

Payment Distribution

Principal51.7%
Interest48.3%

Loan Types & Tips

Common Loan Types

  • Home Loan: 7-9% interest, 15-30 years tenure
  • Personal Loan: 10-18% interest, 1-5 years tenure
  • Car Loan: 8-12% interest, 3-7 years tenure
  • Education Loan: 8-15% interest, 5-15 years tenure

Smart Borrowing Tips

  • Compare interest rates from multiple lenders
  • Consider shorter tenure to save on total interest
  • Make prepayments when possible
  • Maintain good credit score for better rates